


I know you’re ready to have a guide to help you go from where you are to where you want to be with your finances
I know what it is like to feel frustrated, living paycheck to paycheck, and in different worlds than your spouse when it comes to handling money, which is why I’ve taken my life lessons and good financial principles to help people create new mindsets, habits, and behaviors with money to stop financial stress and grow their bank accounts.
I wanted money to be different, but I didn’t know where to learn or how to work with my husband on it.


For my husband and me in the early years of marriage, money always felt tight. It was so tight I had to feed us out of a change jar for a week. The bank teller laughed at me when I told her the $26 in change was for Groceries.


We were told what we needed to do, but no one actually sat down with us and taught us how to save, avoid debt, or budget.
We had such different viewpoints it felt like we would never be able to work together.
In fact, money and communication are two of the big reasons why my husband and I got divorced.
But God.
During our divorce, I learned what it meant to give my life to Jesus, and my husband gave his life to Christ. God brought us back together and restored our marriage!
When we remarried, we decided to do things differently, including money.
We dusted off the principles we’d learned over the years from money classes and books, but never implemented.
Then, we ACTUALLY put them to practice and learned to budget, become debt free, and learn to communicate About Money..
Now, money is no longer a fight, but a conversation.
I get to do for others what I wish we had when we were learning how to work together with money!
I get to be a guide and help you learn to communicate with your spouse, ignite a shared vision, and help you learn to work together, even with different money languages, to work together to stop money stress.


People Say

I highly recommend Tracy Latona and Golden Rose Financial Coaching as a financial coach! Tracy is very professional, extremely knowledgeable, and has a keen ability to work with individuals! Tracy listens and she genuinely cares about her clients. Also, Tracy can quickly identify the source of the problem and quickly eliminate your stress and anxiety. Do yourself a huge favor TODAY and contact Tracy!
J.S

“Tracy has a tremendous understanding of what people need to help them achieve not only their financial goals, but the underlying issues that led to poor money management. Tracy is kind, yet direct. She is compassionate and wise in her guidance. My wife and I were very blessed and we are extremely thankful that Tracy came into our lives. I highly recommend.”
D. And C.

Thank you Tracy for your enthusiasm towards my life & helping me reach my financial goals! Thank you for celebrating with my as I made my FINAL CAR PAYMENT! (Yay! ^_^) And thank you for your patience as I work through what is best for me. I am very happy that you enjoy working with me. I am finally getting to a place where I think I can make some progress. LET’S GO00 2023!💯
“A.L.”

You know how reluctant I was to do this in the beginning. That’s all your hard work getting me integrated and gazelle intense! You’ve been the biggest part of keeping us accountable and consistent through this journey, so I think from the both of us, there’s no THANK YOU big enough to show our appreciation for you walking this with us.
We paid off $120,000 of debt in 22 months!
“J.B.”



I see you. You’ve taken steps to change your finances. They just didn’t work for you.
You’ve tried taking Financial Peace University, budgeting apps, research on IG and Youtube, listening to your uncle’s advice (who is ALSO broke), and you’ve gone down the research rabbit hole only to still be left in the dark on how to change your money story.
And nothing has changed yet.
That’s because apps, videos, and advice typically only address either the money OR mindset piece of managing your finances.


Instead of the BOTH that’s needed to grow your bank account and stop money stress.
That’s why I created The Steward and Grow Method to guide people to manage their money intentionally, and change how you think and feel about money so you can create new habits, mindsets, and behaviors to be generous and stop money stress!

FAQ
Your Guide to Understanding Our Services and ApproachCan You Guarantee Results?
Your results depend on you. Just like therapy, what you put into coaching is what you get out of it. If you’re committed and ready for change, you are set up to have our time together be successful!
Why do you meet for 6 months?
Great question! It takes on average 3 months for a budget to start to feel easier and flow. We also work on making new habits that last far into the future, which take time to solidify, so you keep up your transformational growth after we work together, too!
How Do I Pay You?
There are two options. You can do monthly investments over our six months together. Or, the Pay-In-Full option has an additional month of coaching as a “Thank You!”