“Couple reviewing finances together with hopeful expressions, symbolizing unity on the path to financial freedom.”

Accelerate Your Path to Financial Freedom: Achieve Debt-Free Wealth

December 09, 20252 min read

Go From Paycheck to Paycheck to Net Worth Millionaire In Less Than 17 Years

Tracy Latona

If I told you that you could be debt free in less than 2 years …

…and have a million dollar net worth in about 17 years…

You probably wouldn’t want to wait that long right?

But if I told that I could help get there YEARS faster

…would I have your attention?

Because that is EXACTLY what happens for the people who follow the principles I teach, and transform their mindset and relationship with their money.

And by the way, your age doesn’t matter.

Whether you are in your 20s or your 60s… this method works.

In fact, my husband and I are on this path.

We used to be on opposite sides of the library, let alone in the same book when it came to working together with our money.

We were stressed, broke, and living paycheck to paycheck. And it didn’t matter that we literally doubled our income…our situation stayed the same.

Until we decided we had ENOUGH of the money stress, and decided to work together on our finances.

We learned how to:

Budget together

Communicate about money, so the conversation was productive and not a never ending argument

Pay off debt (it took a few times, but now it’s for good!)

Build our emergency fund

Ignite a common vision of what we want for our future

All while having wildly different viewpoints on things like credit cards, debt, savings, and spending.

Now, because we are using the principles and have the mindsets I mentioned above, by the grace of God, we are on track to be net worth millionaires.

Discipline+Time+God+Stewardship=Net Worth Millionaire

And these are the results my clients are set up for when they follow the principles and put the work in.

Not to mention:

Marriages on the brink of divorce are reconciled, because communication skills are elevated and trust is built on a deeper level

The feeling of drowning with a noose around your neck is replaced with confidence and joy, because debt is being paid off and you see the light at the end of the tunnel

You’re able to GIVE more than you ever have before, and your cup is overflowing with gratitude to serve others at that capacity

And this can be you, too.

If you’re ready to stop money stress and grow your bank account so you can live generously, Book a Call.

We will set up a Money Strategy Session to see if my Steward and Grow Method is a good fit to accelerate you from where you are to where you want to be with your finances!

Tracy Latona is a faith-driven Financial Coach and the founder of Golden Rose Financial Coaching, where she helps women and families break free from financial stress, rebuild confidence, and create lasting transformation with Christ-centered guidance.

After overcoming her own journey through debt, career uncertainty, and the comparison trap, Tracy discovered her calling to help others steward their money with wisdom, purpose, and peace. Today, she combines practical budgeting strategies with mindset coaching to help clients change lifelong habits, strengthen marriages, and walk boldly into the future God has for them.

When she’s not coaching, you’ll find her enjoying time with her husband, decorating their home, or working from her hammock with a cup of coffee and a grateful heart.

Tracy Latona - Golden Rose Financial Coaching

Tracy Latona is a faith-driven Financial Coach and the founder of Golden Rose Financial Coaching, where she helps women and families break free from financial stress, rebuild confidence, and create lasting transformation with Christ-centered guidance. After overcoming her own journey through debt, career uncertainty, and the comparison trap, Tracy discovered her calling to help others steward their money with wisdom, purpose, and peace. Today, she combines practical budgeting strategies with mindset coaching to help clients change lifelong habits, strengthen marriages, and walk boldly into the future God has for them. When she’s not coaching, you’ll find her enjoying time with her husband, decorating their home, or working from her hammock with a cup of coffee and a grateful heart.

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